NFHS Officials Association Insurance Summary

 

 

 

For insurance specifics and claim information go directly to the NFHS Insurance web site at www.BollingerNFHS.com.

 

 

Insurance Coverage - Available Information:

 

Administered by:

 Bollinger, Inc.

Brenda Lodato, Assistant Vice President

Physical Address:

101 JFK Parkway

Short Hills, NJ 07078

Mailing Address:

P.O. Box 390

Short Hills, NJ 07078

Toll-Free Numbers: 1-800-350-8005

Fax: 1-973-921-2876

E-mail: Brenda@BollingerInsurance.com

Web: www.BollingerNFHS.com

 

General Liability

 $1,000,000 Per Occurrence limit

$2,000,000 per occurance limit for those successfully completing the NFHS OEP Bronze Level

$5,000,000 Aggregate Limit

 

Excess Accident Medical

 This policy is written on a full excess basis. This means that a claim must be submitted to any other applicable insurance or health care plan first before being sent to Bollinger for payment. If, however, the insured has no other applicable insurance or health care plan, then this policy will pay claims on a primary basis. All accident claims are evaluated, adjusted and paid directly by Bollinger thus ensuring that you receive the personal and professional attention your organization and its members deserve.

 

$25,000 Accident Medical Expense Limit per claim $1,000 Deductible per claim

$5,000 Accidental Death and Dismemberment Benefit

 

Insurer

 Underwritten by Markel Insurance Company

 

Directors and Officers

 

(D & O)

 D & O coverage is not included in the insurance package but can be purchased directly from Bollinger for an annual premium of $350. Call (800) 350-8005 and ask for Brenda Lodato, assistant vice president or download application from the website: www.bollingernfhs.com

 

 

NFHS OFFICIALS ASSOCIATION INSURANCE PLAN – WHO IS COVERED?

 

• In order for coverage to apply, each official must be a registered official with a member state association or affiliate association of the NFHS, if that association registers officials.

 

WHEN DOES COVERAGE APPLY?

 

• The Insurance coverage shall apply only while the member is engaging in officiating activities during regularly scheduled sports or activities competition. That sport/activity must be recognized in that state or U.S. territory/possession by the member state high school association or by high schools that follow the guidelines of the member state associations (or an NFHS affiliate association in the territory/possession). If a sport is recognized for either men or women in that state, territory or possession, the official will be covered for officiating both men and women. Coverage also applies while such member is officiating temporarily outside the United States, its territories and possessions, as long as the sport is recognized by one of the state high school associations or an NFHS affiliate association.

 

• Officiating activities also include chain crews, and attending officiating camps, clinics and meetings.

 

• Coverage is not limited to high school activities. It also applies to officiating activities for independent youth or recreational leagues, junior college and college events but only for sports that are recognized for high school participation by that state’s high school association.

 

• No coverage is provided for the officiating or the managing of any professional or semi-pro sport or activity.

 

• Fee loss, Catastrophic Medical and Cardiac/Circlatory Death Benefit Coverages are not included in the insurance package.